Also referred to as Medicare Advantage, Part C refers to a healthcare plan supplied by a non-public insurance coverage company that offers the same benefits as Medicare Parts A and B. However, you continue to need to enroll partly A and Part B to enroll in a Medicare Advantage plan. However, this doesn’t depend as employment coverage and the eight-month Special Enrollment Period runs concurrently with the interval during which you have COBRA. Once your job ends, since you retire or you’re terminated, you might have eight months to enroll in part A and Part B from the date the employment or the coverage ends. You can choose to enroll learn more at Audifort any point throughout your coverage or you'll be able to enroll inside eight months of the employment termination date. Here’s an instance: If your preliminary enrollment period ended on January 1, 2018 and you didn’t enroll till March 1, 2019, you spent 14 full months with out coverage. Otherwise, you can enroll partially A and Part B from January 1 to March 31 of yearly (General Enrollment Period), but, again, you’ll be topic to that penalty. Aside from the 7-month period when you find yourself initially eligible to enroll in Medicare Part A and Part B, it's also possible to enroll during the final Enrollment Period, which runs from January 1 to March 31 of yearly.